Government Small Savings
PPF Calculator (Public Provident Fund)
Calculate your Public Provident Fund maturity balance, total wealth accumulated, and annual compound interest over the mandatory 15-year lock-in and 5-year block extensions under the sovereign EEE (Exempt-Exempt-Exempt) tax status.
Investment Inputs EEE Tax Status
Statutory limit: Minimum ₹500 and maximum ₹1,50,000 per financial year.
Notified quarterly by the Ministry of Finance (currently 7.1% p.a.).
Maturity Value
Total Maturity Amount (100% Tax Free)
₹ 40,68,209
Total Amount Deposited:
₹ 22,50,000
Total Compound Interest Earned:
₹ 18,18,209
The EEE Advantage:
PPF is one of India's few pure EEE instruments: contributions qualify for deduction under Section 80C, annual accrued interest is completely non-taxable, and maturity proceeds are 100% tax-exempt.
How PPF Interest is Compounded
PPF interest is calculated on the minimum balance between the 5th and the last day of each calendar month and credited annually on March 31st. For maximum returns, deposit your annual contribution on or before the 5th of April each year.