Retirement Planning
NPS Pension Calculator (National Pension System)
Plan your retirement with precision. Calculate your total accumulated NPS wealth corpus at superannuation, the 60% tax-free lump-sum withdrawal, and your estimated lifelong monthly annuity pension under PFRDA regulations.
Contribution Profile Tier-I Account
Qualifies for up to ₹50,000 extra deduction under Section 80CCD(1B).
Mandatory minimum 40% must be used to purchase a lifelong pension annuity.
Retirement Corpus
Total Retirement Corpus
₹ 2,27,93,600
Tax-Free Lump Sum (60%):
₹ 1,36,76,160
Expected Monthly Pension:
₹ 45,587 / mo
Tax Benefits of NPS:
Contributions qualify for deduction under Section 80CCD(1) (up to ₹1.5L combined with 80C) + an exclusive additional ₹50,000 deduction under Section 80CCD(1B).
National Pension System (NPS) Architecture
Regulated by the Pension Fund Regulatory and Development Authority (PFRDA), NPS is an ultra-low-cost market-linked retirement scheme offering choices between equity (E), corporate bonds (C), and government securities (G).